If you’ve ever caught yourself thinking, “I should be excited about retirement… so why do I feel uneasy?”, you’re not alone.
Most people don’t struggle because they can’t do the maths. They struggle because retirement is a life change disguised as a financial goal.
That’s exactly why I wrote Retirement: It’s Personal — a practical guide to aligning the three forces that shape a successful retirement:
Money (the numbers and the options)
Emotions (confidence, fear, uncertainty, identity)
Lifestyle (what you’ll do, who you’ll do it with, and what you’ll say “yes” to)
This book is written for people who:
Are in their 50s or 60s and asking, “Am I actually ready?”
Could retire soon, but don’t want to get it wrong
Feel financially “OK” but not emotionally settled
Are retiring as a couple (or at different times) and want clarity
Want a plan that feels personal, not generic
You’ll find practical chapters that tackle the real sticking points, including:
I’ve pulled together the patterns I’ve seen over two decades of helping people approach retirement — not just with spreadsheets, but with real lives, real priorities and real worries. The book helps you connect the dots between what you want, what you feel, and what your money needs to do, so retirement becomes a decision you make deliberately, not something that just happens to you.
If you want the biggest benefit:
Read with a pen (or notes app). Capture anything that triggers a reaction.
Answer the questions honestly. The value is in the reflection, not just the reading.
Do one small action per chapter. Retirement confidence comes from progress.
On and around 26 February 2026, I’ll be sharing:
Short “key idea” posts (money, emotions, lifestyle)
Reader Q&A prompts (you can submit your questions)
Tools and resources to help you take action
Best way to stay in the loop: join the email list via the website (so you don’t miss updates).
This book is educational and designed to help you think clearly. It’s not personal financial advice. If you want decisions tailored to your circumstances, that’s where one-to-one advice and proper planning come in.