It’s launch day: Retirement: It’s Personal is out now (24-hour special price)

Today’s the day — my book is officially launched.

If you’re in your 50s or 60s (or you know someone who is), you’ll recognise this feeling: you could retire “on paper”… but it still feels like a huge decision.

For many people, the challenge isn’t just the numbers. It’s the uncertainty:

• Am I really ready to retire — or should I wait?

• What if I stop too early and regret it?

• What if I leave it too late and miss my best years?

That’s exactly why I wrote Retirement: It’s Personal.

What this book will help you do

I’m Richard Cakans, Chartered Fellow FCSI and Independent Financial Adviser, and in this book I walk you through how to make a retirement decision by aligning the three things that must work together:

Money

What you have, what you need, and how to turn pensions and investments into a sustainable income (in plain English).

Emotions

The fears about running out, the guilt about stopping work, and the deeper questions behind “Am I ready?”

Lifestyle

What you actually want your days, weeks, and years to look like in this next chapter — because you need something to retire to, not just retire from.

You’ll also find practical tools and prompts to help you get clarity (even if you’re not “a numbers person”), including ideas like the Lottery Question and a simple approach you can review year after year.

Who it’s for

This book is for you if:

• you’re thinking about retiring soon but feel stuck in “maybe next year”

• you’re considering reducing hours, not stopping completely

• you’ve got pensions/savings but still don’t feel confident

• you want a retirement that feels right emotionally and practically — not just financially

It also makes a really thoughtful gift for a partner, friend, family member, neighbour, or colleague who’s starting to ask the “when should I retire?” questions.

24-hour launch offer: buy today

For the next 24 hours, the book is available for a special launch price.

A small favour (it makes a big difference)

If you do or don't buy it today:

• please share the link with someone who might benefit, and/or

• once you’ve started reading, an honest Amazon review helps more than you’d think.

Thank you for all the support — I hope this book helps you (or someone you care about) move from anxious guesswork to clear, confident decisions about the rest of life.

Richard Cakans