Free Retirement & Lifestyle Planner: Get Your Personal Retirement Report Online

Retirement planning often starts with a simple thought:

“Am I on track… and what do I need to do next?”

For some people, it’s about stopping work sooner than expected. For others, it’s reducing hours, travelling more, helping family, or simply having the confidence to make the decision without second-guessing.

That is exactly why I you can use this Free online Planner.

What the Retirement & Lifestyle Planner does

The Retirement & Lifestyle Planner is a free online tool that helps you organise your thoughts and create a personalised retirement summary report.

It’s designed to help you:

• get clearer on what you want retirement to look like (not just the age you want to stop)

• identify the key questions you should be answering now

• understand whether you feel “on track”, and where the gaps may be

• move from vague worry to a more structured plan

Who this is for

This tool is useful if you are:

• within 1–10 years of retirement and want a clearer direction

• thinking “I could retire soon… but I’m not sure”

• planning as a couple and want to align expectations

• considering phased retirement or reduced hours

• trying to get organised before speaking to an adviser

What you’ll get at the end

Once completed, you’ll receive a summary report that pulls together your inputs into a clear, usable starting point.

Most people find the real value is that it:

• forces clarity

• highlights what matters most

• gives you a practical “next steps” view rather than more noise

How to use it (step-by-step)

1. Set aside 10–15 minutes when you won’t be interrupted

2. Answer the questions honestly (there are no “right” answers)

3. Focus on what you want retirement to feel like day-to-day, not just the finances

4. Generate your report and save it

5. Use the report to guide your next actions—either self-directed or with professional support

How this fits with my approach

In my work, I often see that retirement decisions become difficult when people treat them as purely financial.

In reality, retirement planning is personal—because your life is personal.

That’s why I focus on aligning:

• Money (the practical numbers and options)

• Lifestyle (what your weeks will look like)

• Confidence (reducing uncertainty so you can act)

If you haven’t already, you may also find these related posts helpful:

• 12 Questions to Ask Before You Retire

• Am I Ready to Retire?

This planner is designed as a general guidance and planning resource. It is not personal financial advice and doesn’t replace full regulated advice based on your complete circumstances.

If your report highlights areas where you want proper planning and tailored recommendations, that’s the point where a structured advice process can help.

Try the planner

If retirement is on your horizon, this is a straightforward first step.

Use the free Retirement & Lifestyle Planner, CLICK BELOW